Client needs:
• To adapt their investment strategies as they plan the final stage of working.
• To access part of their investment in a flexible way.
• Create an overflow to retirement planning once their lifetime allowance has been used.
Helping to future proof your client’s financial future
The HSBC Life Onshore Investment Bond can potentially be used to meet the changing financial needs of clients as they progress through life.
Meeting their needs with the HSBC Onshore Investment Bond
The HSBC Onshore Bond is open architecture so a change in investment strategy can be accommodated to meet changed client requirements.
- Bond segments can be assigned to help children meet the cost of University fees/first house etc.
- If clients are working less hours, tax-efficient onshore investment bond income can be switched-on.
- Pension planning – The HSBC Onshore Investment Bond can provide an accessible savings route for excess income or a different strategy to an existing pension(s).