Cancer
Cancer
Critical Illness Cover & TPD – HSBC will not be able to offer cover
Life Cover can potentially available to the following specific diagnoses only:
- Basal cell carcinoma (BCC) or rodent ulcer
- Bowen’s disease.
Any other cancer diagnosis would result in us not being able to offer cover.
The outcome will then depend on their date of diagnosis, treatment and whether discharged from review or further investigations.
This is a general guide and is not a guarantee of acceptance.
| Example | Scenario (Assumes BMI within normal limits, no to all other questions not specified and within maximum for sum assured and age limits) | Life Cover | Critical Illness Cover | TPD Cover |
|---|---|---|---|---|
| 1 | Diagnosed with a basal cell carcinoma (BCC); confined to the skin only with no spread to lymph nodes or other parts of the body; single BCC only; the cancer or tumour was removed/successfully treated and now discharged from all forms of treatment and review. | Standard | Terms wouldn’t be offered | Terms wouldn’t be offered |
| 2 | Diagnosed with a squamous cell carcinoma (SCC); confined to the skin only with no spread to lymph nodes or other parts of the body; the cancer or tumour was removed/successfully treated and now discharged from all forms of treatment and review. | Terms wouldn’t be offered | Terms wouldn’t be offered | Terms wouldn’t be offered |
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