Critical Illness Cover – we will not be able to offer cover
Life Cover & TPD can potentially be available to customers with the following specific diagnoses only:
- Basal cell carcinoma (BCC) or rodent ulcer
- Squamous cell carcinoma (SCC)
- Bowen’s disease.
This is a general guide and is not a guarantee of acceptance.
|Example||Scenario (assumes BMI within normal limits, no to all other questions not specified and within maximum for sum assured and age limits)||Life Cover||Critical Illness Cover||TPD Cover|
|1||Diagnosed with a basal cell carcinoma; confined to the skin only with no spread to lymph nodes or other parts of the body; the cancer or tumour was removed/successfully treated and now discharged from all forms of treatment and review.||Standard||Terms wouldn’t be offered||Standard|
|2||Diagnosed with a basal cell carcinoma; confined to the skin only with no spread to lymph nodes or other parts of the body; remain under review.||Terms wouldn’t be offered||Terms wouldn’t be offered||Terms wouldn’t be offered|