Polycystic kidney disease
Family history of polycystic kidney disease
Life Cover – HSBC Life will offer standard rate decisions, or be unable to provide a quote.
Critical Illness Cover & TPD – HSBC Life will be unable to provide a quote.
This is a general guide and is not a guarantee of acceptance.
| Example | Scenario (Assumes BMI within normal limits, no to all other questions not specified and within maximum for sum assured and age limits) | Life Cover | Critical Illness Cover | TPD Cover |
|---|---|---|---|---|
| 1 | Applicant aged 30; fully investigated; had kidney scan and urine tests; results completely normal. | Terms wouldn’t be offered | Terms wouldn’t be offered | Terms wouldn’t be offered |
| 2 | Applicant aged 42; fully investigated; had kidney scan 1 year ago and urine tests; results completely normal. | Standard | Terms wouldn’t be offered | Terms wouldn’t be offered |
-
Click to view page: Need an indicative decision?
Our Pre-Sales Underwriting Tool answers common pre-application enquiries and provides an instant, indicative underwriting decision.