Skip to content Skip to Main Navigation

Coronavirus

If you’re struggling to pay your Life Cover monthly premiums because of coronavirus, help is available. Please visit our Frequently Asked Questions page for more information. Alternatively, please contact our HSBC Life Protection Plan Support team at Support@lifeprotectionplan.hsbc.co.uk or 0333 207 5563 to find out more.

Family history of other cancer

Family history of other cancer

  • Life Cover –  HSBC Life will offer standard rate decisions, increase to the premium or be unable to provide a quote (if associated with other conditions)
  • Critical Illness Cover & TPD – HSBC Life will offer standard rate decisions or be unable to provide a quote.

There are some rules that apply across all applicants with a family history of other cancer – that would result in HSBC Life not being able to offer Life Cover, Critical Illness Cover or TPD at the current time. Such as:

  • The customer requiring any tests or investigations due to family history
  • More than 2 family members diagnosed with other cancer.

This is a general guide and is not a guarantee of acceptance.

ExampleScenario (assumes BMI within normal limits, no to all other questions not specified and within maximum for sum assured and age limits)Life CoverCritical Illness CoverTPD Cover
11 family member diagnosed with other cancer at age 60; applicant not advised to have any tests or investigations.StandardStandardStandard
22 family members diagnosed with other cancer at ages 47 & 60; applicant not advised to have any tests or investigations; family members NOT diagnosed with same type of cancer.StandardTerms wouldn’t be offeredTerms wouldn’t be offered
32 family members diagnosed with other cancer at ages 47 & 60; applicant not advised to have any tests or investigations; family members diagnosed with same type of cancer.Terms wouldn’t be offeredTerms wouldn’t be offeredTerms wouldn’t be offered